Enjoy a High-Performance Account, Too.
How to get the most from MINI Financial Services.
The MINI Owners' Lounge.
Smooth handling isn't just for your MINI. With the MINI Owners' Lounge website, we make it easy to manage your account online:
Payment Options
EasyPay Automatic Payments
Automatically deduct your payment from your checking or savings account each month.
Payments By Phone
Call 866-646-4463 and make a one-time payment with your checking/savings account or debit card for the same day, or schedule your payment for a future date.
Payments By Mail
Tear off and return the bottom portion of your Account Statement with your payment (if you sign up for paperless statements, print out the return portion). Make checks payable to MINI Financial Services and include your 10-digit MINI Financial Services account number.
FAQ
WHEN WILL I RECEIVE MY MONTHLY ACCOUNT STATEMENTS?
Approximately 14 days before your due date. If you would like to see your Account Statement sooner, visit the MINI Owners’ Lounge at OL.MINIUSA.COM. With paperless statements, you will receive an email alerting you to view your statements online.
HOW ARE MY PAYMENTS APPLIED?
Payments are first credited to unpaid finance charges, then to the outstanding principal balance, then to any outstanding fees. Your Account Statement will break down how your payments have been allocated, or visit MINI Owners’ Lounge at OL.MINIUSA.COM to view your amortization schedule.
CAN I MAKE A PAYMENT WITH MY DEBIT OR CREDIT CARD?
You can make a payment with your debit card, but we do not accept credit cards for regular monthly payments.
IS THERE A GRACE PERIOD FOR LATE CHARGES?
Your State regulates the grace period (the amount of time from your due date to when your account will be assessed a late charge). Please refer to the Account Summary section of your Account Statement to determine if you are eligible for a grace period.
WHAT HAPPENS WHEN I MAKE PAYMENTS GREATER THAN MY REGULAR SCHEDULED MONTHLY PAYMENT?
If you pay more than the Total Amount Due, this amount will be applied to the principal balance. This may reduce the interest you pay over the life of your account and may reduce your final payment or shorten the term of your financing agreement.
HOW ARE PAYMENT CREDITS APPLIED?
Payment credits will be applied on your scheduled due date and will be reflected on your Account Statement. Please see your Account Statement for details.
WHEN IS MY ACCOUNT REPORTED TO THE CREDIT REPORTING AGENCIES?
Federal law requires us to advise you that we may report information about your account to credit bureaus. Late payments (more than 29 days past due), missed payments, or other defaults on your account may be reflected on your credit report. As required by law, you are hereby notified that a negative credit report reflecting on your credit records may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation.
STILL HAVE QUESTIONS?
Visit the MINI Financial Services FAQ page on the MINI Owners’ Lounge website for a complete list of frequently asked questions. For more information on MINI Financial Services and our products, visit MINIUSA.COM/FS.
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Important Contact Information
Do you have a question about your MINI Financial Services account?
Call us:
Customer Service 866-646-4463
MINI Performance Insurance 844-658-8874
Insurance Claims 800-653-4269
Write to us:
MINI Financial Services
P.O. Box 3608
Dublin, OH 43016